by right, they does not matter if the a lot more is established into the loan or the c/a great, it’s still principal reduction if the the either in certainly it. from the remaining. we wouldnt know how it functions truth be told there. (seek the advice of their once again possibly?)situation dos = semi-flexi has only step one account. to make certain that the to reduce their dominant, the cash Need borrowing towards the houses mortgage membership (subject to LO TnC). any fee made to your own c/a have nothing in connection with the dominant since these accs are not linked. therefore, the 2nd manager is actually “korek”. =)
In fact for scenariio 1= I asked brand new administrator regarding your antique loan, she told you maybe not flexi next advise me personally far better just take almost every other completely flexi bundle.
Scen 2= so this is “korek” haha. Your form any a lot more payment in order to mortgage an excellent/c will deduct the main amte to this LO, how about the new T&C stated that we must render get better notice and also make most fee. however the administrator explained not require because their LO not revise, the latest LO however according to the old you to, however the banking system currently update. Why does ? I’m scared after signing often be sorry for later on, all of the mth must notice bank supply advance payment .
Got to enhance lender?
.Why never eg totally flexi? If any date make down payment must up-date lender, we wld alternatively just take completely flexi. Save your time.
Heard as well as Hleong islamic zero securing period, pledge you could give us for many who had people futher information. Thx.
In reality getting scenariio step 1= I asked new officer concerning your conventional loan, she said perhaps not flexi up coming suggest myself far better take other totally flexi bundle.
Scen 2= so this is “korek” haha. You setting any type of even more percentage to help you mortgage a good/c commonly subtract the principal amte compared to that LO, think about the latest T&C stated that we have to bring progress notice and then make additional commission. but the manager explained n’t need as their LO not improve, new LO nonetheless in accordance with the dated you to, nevertheless the banking system currently up-date. Why does ? I’m frightened shortly americash loans Toxey after signing have a tendency to be sorry for after, all of the mth must notice lender giving deposit .
Reached up-date financial?
.As to why never such as for example completely flexi? Or no go out create deposit has to revision bank, i wld rather bring fully flexi. Save your time.
Heard together with Hleong islamic zero securing several months, vow you can give united states for individuals who got one futher details. Thx.
whether or not their semi otherwise full flexi, its nearly the exact same thing. just think of it due to the fact a manual auto or vehicles automobile. large FC or over-keep charge to the comfort against way more feet focus on reduced maintaince pricing. seemingly talking.
away from private views, i will state wade complete-flexi if you possess the a lot more bucks and in case your going so you can roll the money that often.
i am not totally yes about UOB’s pratices, but you is check with the officials what type of notice to really make the a lot more payment? non-prescription notice, a month observe ahead etc.
Really does anybody with this specific financing bundle. Pls express specific white to me. My personal main concern is the improve/prepayment. Let’s say mthly installment was RM1k, and i shell out RM1.5k all of the mth with the loan a beneficial/c. Really does the brand new RM500 commonly deduct on Dominating amt , next decreasing the attention charges?
You to definitely said”No”, the excess payment often park from the good/c and apply as a beneficial mthly cost when owed. Notice has to be supplied to bank if the require the excess commission are subtract the principal. She indicates us to consume a full flexi mortgage loan.
