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Key takeaways

• Citi Flex Funds allows you to withdraw certain otherwise each one of their available Citi cards credit as the a loan
• Taking your finance as an excellent Citi Fold Loan offers a predetermined payment per month and you may fixed interest until the loan is reduced into complete
• Citi Flex Fund give loads of gurus, particularly not requiring a supplementary difficult borrowing query, but you will must focus on the number to ensure it seem sensible for your state

Playing cards render a handy means to fix pay for casual commands, yet , discover usually times when you can prefer cash.

This new Citi Flex Loan system will likely be a useful replacement running right up a balance in your cards to possess unanticipated costs otherwise taking out fully a charge card cash advance. Cash advances generally wanted an upfront percentage (usually 5 % of your own advance amount), therefore the money your borrow will begin accruing attention from the a good highest changeable rate out of day you to definitely and no grace period.

If you’re looking to have a much better option, Citi Flex Loans are worth exploring. Here’s how Citi Flex Money operate in practice, and some tips to make it easier to is a good option for you.

What exactly is a good Citi Flex Mortgage?

Citi Fold Funds and Town Fold Spend are a couple of programs you to provide cardholders a great deal more flexible percentage solutions and you may fixed terms and conditions owing to Citi’s Citi Fold Agreements.

Which have good Citi Fold Loan, you can take-out financing on your qualified Citi card’s personal line of credit in the a fixed interest. You may regulate how far you really need to use and you may settle toward a predetermined payment and you can repaired interest one persists towards lifetime of the loan instead of finishing another app otherwise credit check.

Citi Flex Pay, in addition, was an adaptable percentage plan for Citi cardmembers which allows qualified bank card orders to-be repaid over the years with a beneficial repaired Apr.

Each other Citi Bend Fund and Citi Fold Pay are solutions when you manage a good Citi Bend Bundle., Citi’s system giving cardholders far more flexible fee options and you will fixed terminology.